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Conventionally, when it comes to engagement rings, a diamond is expected; and it doesn’t come cheap. But if you know how to buy a cheap diamond ring, a fantastic engagement ring does not have to be that pricey. Here’s how to maximize your dollars in the purchase of a diamond engagement ring.

We highly recommend you visit Diamond Ring Brands For our full in-depth look at diamond brands.Tip #1: Purchase loose stones

Loose diamonds are cheaper than those already attached to a ring metal. Too often, appraisal of set diamonds is difficult because its color may be altered by the setting and the flaws may be hidden by the prongs. As opposed, appraisal and valuation of loose diamonds are easier.

Tip #2: Dealers are more preferred than retailers

Making the purchase directly from a dealer can help you avoid high mark ups that retailers put on top of the price. But for most of us who do not have contacts, this can pose a problem.

Tip #3: Buy through the internet

One of the best options for diamond purchase is through the internet where you can find an array of choices at reasonable and competitive prices. Once you know the mechanics of making  safe purchase over the internet, you can obtain a stunning diamond engagement ring at a low cost.

Tip #4: Learn about the diamond’s cut, color, clarity and carat (4Cs).

It is important if you know how to carefully look at the stone’s 4Cs when you are making a diamond purchase. The four Cs are:

•    Cut: The brilliance of the diamond is determined by its cut grading. If it has a high cut grading, it may cost significantly higher. But you stone will noticeably lose its brilliance if you choose a very low cut grading.

•    Color: Color grading determines if the stone is of the expensive rare colorless or the cheap light yellow. There will not really be a noticeable difference if you downgrade a bit on your diamond preference; the good thing is, you can save a lot on the price..

•    Clarity: The brilliance of the diamond is not determined by its clarity grade as it only refers to the presence of inclusions. Thus, if you select an eye-clear stone, it will be cheaper.

•    Carat: Carat changes do not go smoothly with the price changes. A significant increase in the price occurs with a carat rise of exactly half (.5) or a whole number. Thus, for a beautiful engagement ring that costs lower, purchase a stone that is only a little bit different from the carat that you prefer.

Tip #5: Its shape can make a stone appear larger.

The diamond may appear larger because of  its shape. A Princess cut diamond for example; it may look larger than a Round Brilliant cut diamond of the same carat. Since a Princess Cut diamond is known to have the second best brilliance, purchasing it will guarantee you savings in terms of carat value.

Tip #6: Selecting the best setting

White gold costs only half the price of platinum, so you may opt for it. Also, one cannot even tell the difference between white gold that’s 14K and 15K. I suggest that you go for 14k if you want a cheaper engagement ring. We strongly recommend you check out Online Diamond Store Reviews For our full in-depth look at online diamond retailers or you can visit Best Diamond For Your Money to be sure that you get the best diamond for your money